Business insurance

Contractors

Small- to medium-sized operations

Eligible classes

• acoustical tile installation
• air conditioning shop
• aluminum, vinyl and similar siding sales and installation
• appliance store (installation and repair receipts over 25%)
• asphalt paving, driveways, parking areas and sidewalks
• awning and canopy sales and installation
• barn and stockyard cleaning
• bricklaying, stonework and stucco
• building construction, renovations, alterations and repairs (excluding new home builders)
• building material dealer and/or lumberyard
• cable and/or conduit installation or repair (excluding excavation)
• cable and/or conduit installation or repair (including excavation)
• carpentry contractor (excluding woodworking shop or cabinet making)
• carpet, rug and upholstery cleaning
• cement and concrete contractor
• chimney sweeping
• delivery operations (short haul trucks)
• door/window construction and installation shop
• driveway, sidewalk and patio construction (paving stone only)
• drywalling, plastering and lathing
• duct cleaning services
• eavestroughing
• electrical contractor
• fence construction
• floor covering sales and/or installation (installation receipts over 25%)
• floor sanding
• glazier shop
• hardware store (installation receipts over 25%)
• home entertaining sales and services (installation and repair receipts over 25%)
• home furnishing and fixture stores (installation receipts over 25%)
• insulation contractor (excluding removal of specified products)
• interior decorating (excluding spray painting)
• interior decorating (including spray painting)
• interlocking brick installation for driveways, patios and sidewalks
• janitorial service (excluding window cleaning)
• janitorial service (including window cleaning)
• landscaping
• lawn and garden sprinkler contractor
• locksmith shop (installation receipts over 25%)
• masonry (including bricklaying, stonework and stucco)
• mover (furniture and household items only)
• office machine installation and repair shop
• painting and decorating (excluding spray painting)
• painting and decorating (including spray painting)
• paving stone, driveways, parking areas and sidewalks
• plastering, lathing and drywalling
• power vac service (furnace cleaning)
• radio/television sales and service (installation and repair receipts over 25%)
• refrigeration shop
• satellite dish, television and radio antenna installation
• sewer and drain cleaning service
• sidewalk construction
• siding (aluminum, vinyl and similar) contractor
• sign installation and repair
• sign painting and lettering
• solar energy contractor
• spray painting contractor
• stucco contractor
• television, radio and stereo sales and services (installation and repair receipts over 25%)
• television and radio antenna and satellite dish installation
• terrazzo and tile work
• underground sprinkler installation, service and repair
• upholstery cleaning
• vacuum cleaner sales, service, repair and installation (service, repair and installation receipts over 25%)
• vending machine operations
• ventilation contractor
• water conditioning equipment store (installation receipts over 25%)
• window cleaning
• window and door construction and installation