Business insurance

Small business

We have expertise when it comes to small businesses, such as retail stores and small contractors. Your insurance broker can develop an insurance policy that protects everything from produce in a grocery store to contractors' tools with the Coachman Business Owners' Value Pak™.

Standard coverage

The buildings and contents of your business are automatically protected from all risks of direct loss or damage for replacement cost, and includes such things as:

• fire
• explosion
• impact by aircraft or land vehicles
• lightning damage to electrical appliances
• riot, vandalism and malicious acts
• smoke damage or leakage from fire-protection equipment
• windstorm or hail
• rupture of heating or plumbing systems

Your business is automatically covered for damage to such things as:

• glass
• outdoor signs
• electronic data processing equipment, such as cash registers and computers

Crime

This includes protection for robbery and employee theft.

Equipment breakdown

Your policy includes protection for equipment breakdown.

Liability protection

The Business Owners' Value Pak includes $1 million in commercial general liability insurance in case you're found legally responsible for bodily injury or property damage suffered by a third party. This amount can be increased.