Home insurance

Insurance tips

Keeping up with change

You should keep in mind that some of the changes you make to your home or personal belongings may affect your insurance coverage and premiums. That’s why it’s important to review your insurance needs regularly with your insurance broker.

With this in mind, please take a few moments to complete the following checklist. If you have completed 1 or more of the changes listed below, we suggest you contact your insurance broker to discuss whether you have adequate coverage. Your broker will also be happy to discuss deductible options, as well as our premium payment option plans.

What's new at your home?

1. Have you made any renovations or additions?
2. Have you made any upgrades to the roofing, plumbing, heating or electrical systems?
3. Have you installed additional heating sources?
4. Have you had your home recently appraised for replacement value?
5. Have you acquired additional homes or a seasonal home?
6. Have you installed a security alarm system? If so, you could be eligible for a premium discount.
7. Do you rent a suite or room in your home?
8. Have you installed an Electronic Water Shut-off system?

What’s new with your personal belongings?

1. Have you acquired additional high-value personal belongings, such as jewelry?
2. Have you acquired any boats, motors or other watercraft?

What’s new in your family?

1. Have you moved without notifying your broker?
2. Have you recently transferred ownership of your property to a family member?
3. Do you operate a business from your home?
4. Do you or a family member operate a daycare?
5. Are you a loyal customer? If so, you may qualify for a discount if your age and number of years continuously insured with Coachman qualify.
6. Does your current broker also insure your automobile through their office or with Coachman Insurance?
7. Do you live on an acreage? If so, have you acquired additional buildings, machinery or livestock?