Home insurance

Tenant insurance

Policy features

Coachman tenant insurance provides you with the following features at no additional cost.

With a Coachman Tenant Insurance policy you are protected against:

• Additional living expenses and lost rental income following an insured loss.
• Losses involving credit or debit cards, cheque forgery and counterfeit money.
• Expenses associated with debris removal following an insured loss.
• Damage to your property from emergency entry by police officers, paramedics or firefighters.
• Identity theft.
• Inflation protection.
• Loss or damage to belongings of guests and household employees following an insured loss.
• Loss or damage to your belongings due to temperature change.
• Theft damage to the premises.
• Fire department charges.

Personal liability coverage

This coverage protects you if you are found legally liable for bodily injury or property damage to a third party.

Our tenant insurance includes a minimum amount of protection of $1 million for personal liability coverage that includes:

• Court costs, legal fees and certain other expenses associated with your defence in the event of a liability law suit.
• Voluntary medical payments and voluntary property damage payments even if you are not legally liable.
• If you are found responsible for property damage to the premises or property contained therein, that you rent or use, we will pay to compensate the owner of that property for the loss (coverage restrictions apply).

Premises improvement and betterments

Your landlord may have insurance on the building, but it wouldn’t cover improvements made to your premises or acquired at your expense.

Tenant insurance policies automatically provide 10% of the belongings amount, in coverage for any improvements you make. You can increase this amount for an additional premium charge.