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Home / Businesses / Commercial insurance / Contractors / 1- to 2-person operations (Toolbox Pak)
Commercial insurance
  • Contractors
    • 1- to 2-person operations (Toolbox Pak)
      • Eligible businesses
    • Small- to medium-sized operations (Trades Pak)
      • Eligible businesses
  • Small business (Value Pak)
    • AutoService Pak
      • Eligible businesses
    • Building Owner's Pak
      • Eligible businesses
    • Office Pak
      • Eligible businesses
    • ProService Pak
      • Eligible businesses
    • Restaurant Pak
      • Eligible businesses
    • Retail Pak
      • Eligible businesses
  • Large enterprise (Commercial Pak)
  • Business Liability Umbrella

1- to 2-person operations
(Toolbox Pak)

A custom-built approach to small business insurance in a package that is tailored to meet your needs.

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It's tough to find affordable, tailored coverage to protect your small business from loss. Coachman's Toolbox Pak could be the answer. It covers property and liability insurance for specific contracting operations.

This simple, innovative alternative to the extension-filled package products that currently flood the market provides you with an affordable approach to insurance.

Think of it as a lock on your toolbox.

You have the tools, we have the coverage!

Protect your hand tools, trade stock and supplies

Get coverage for the items you use to help you get the job done. Whether they're at your shop or on the jobsite, you will have the solid protection you deserve.

Property - core coverage

  • $5,000 - miscellaneous property consisting of hand tools and equipment including electronic devices, trade stock and supplies. Maximum limit of any 1 item - $2,500.
    • deductible - $500
    • no co-insurance on core coverage
    • replacement cost (applicable to items 5 years or newer)

Additional items can be scheduled subject to 90% co-insurance.

Protection against liability

You know you need to have adequate liability coverage in place in the event you are found legally responsible for property damage or injuries suffered by another party. It's the smart way to protect your livelihood, especially as a small entrepreneur.

Our Toolbox Pak provides a basic limit of $1 million in liability coverage, which can be increased.

Liability - core coverage

Commercial general liability $1,000,000/$2,000,0001
Premises or business operations $1,000,000/$2,000,0001
Products - completed operations aggregate limit $1,000,000/$2,000,0001
Personal and advertising injury limit $1,000,000/$2,000,0001
Tenants’ legal liability - any 1 premises $1,000,000/$2,000,0001
Non-owned automobile liability $1,000,000/$2,000,0001
Medical expense limit - any 1 person $25,000
Property damage deductible $500
Broad form completed operations Included

For additional coverage, ask your broker about an SGI CANADA Business Liability Umbrella policy.

• • •
Assets / Links
Business Liability Umbrella
Toolbox Pak eligible businesses
Footnotes
  1. To have your limits increased, please contact your broker. back
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