It's tough to find affordable, tailored coverage to protect your small business from loss. Coachman's Toolbox Pak could be the answer. It covers property and liability insurance for specific contracting operations.
This simple, innovative alternative to the extension-filled package products that currently flood the market provides you with an affordable approach to insurance.
Think of it as a lock on your toolbox.
You have the tools, we have the coverage!
Protect your hand tools, trade stock and supplies
Get coverage for the items you use to help you get the job done. Whether they're at your shop or on the jobsite, you will have the solid protection you deserve.
Property - core coverage
- $5,000 - miscellaneous property consisting of hand tools and equipment including electronic devices, trade stock and supplies. Maximum limit of any 1 item - $2,500.
- deductible - $500
- no co-insurance on core coverage
- replacement cost (applicable to items 5 years or newer)
Additional items can be scheduled subject to 90% co-insurance.
Protection against liability
You know you need to have adequate liability coverage in place in the event you are found legally responsible for property damage or injuries suffered by another party. It's the smart way to protect your livelihood, especially as a small entrepreneur.
Our Toolbox Pak provides a basic limit of $1 million in liability coverage, which can be increased.
Liability - core coverage
|Commercial general liability||$1,000,000/$2,000,0001|
|Premises or business operations||$1,000,000/$2,000,0001|
|Products - completed operations aggregate limit||$1,000,000/$2,000,0001|
|Personal and advertising injury limit||$1,000,000/$2,000,0001|
|Tenants’ legal liability - any 1 premises||$1,000,000/$2,000,0001|
|Non-owned automobile liability||$1,000,000/$2,000,0001|
|Medical expense limit - any 1 person||$25,000|
|Property damage deductible||$500|
|Broad form completed operations||Included|
For additional coverage, ask your broker about an SGI CANADA Business Liability Umbrella policy.