Effective July 1, auto insurance accident benefits in Ontario have changed - please see our 2026 Ontario Accident Benefits Changes page for more information.
For an additional cost, you can add any of the following to your auto policy:
Loss of use coverage
If your vehicle is stolen or damaged, and that damage is covered under your policy, we'll pay for the cost of renting a vehicle, using public transit or taking a taxi, up to the amount of coverage you've chosen.
New vehicle depreciation coverage
If you purchased or leased a brand new vehicle from a dealership, you can protect the full value of your purchase if you have a collision in the 1st months that you own the vehicle.
Optional accident benefits
A full description of optional accident benefits can be found on our 2026 Ontario Auto Benefits Changes page.
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