When you have physical damage coverage on your vehicle, it automatically provides you, your spouse and any other drivers listed on your policy with coverage while driving the rented vehicle at no additional cost!
Your auto policy provides coverage in the event the non-owned vehicle is damaged, subject to the deductible on your policy.
This is especially important when you rent a vehicle, as you have the option of declining expensive rental company insurance - providing you've chosen both collision and comprehensive coverage on your Coachman policy.
Separate insurance may be obtained from the rental agency for the operational down-time of the vehicle while it is being repaired.
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